Our fees are not a secret.
In an effort to make sure the money you make is the money you keep, we have very few fees – and, we make sure the fees we do have are clearly stated for every member.
Every potential additional charge to your account or loan is clearly stated here, in addition to the disclosures we make available at the time your account is opened.
Excessive Withdrawal Fees
Savings: $7.00 per withdrawal (after three in a month)
Money Market: $7.00 per withdrawal (after six in a month)
Standard Checking Fee: $3.00 per month (fee can be avoided on Simply Checking and Vacation Fund Accounts by having eStatements or keeping a balance of $250 at all times or having an open loan or having no activity within the month or for members 60 years of age and older.)
Premier Checking Fee: $6.00 per month (fee can be avoided by keeping a $2,500 minimum balance throughout the month)
Premier Checking Min. Balance Fee: $6.00 per month (fee is avoided when $2500 minimum balance is maintained throughout the month)
Overdrawn/NSF Fee: $25.00 each (applies to overdrafts created by check, in-person or ATM withdrawal, or other electronic means)
Youth Account Overdrawn/NSF Fee: $5.00 each (applies to overdrafts created by check, in-person or ATM withdrawal, or other electronic means)
Courtesy Pay Fee: $25.00 each (maximum $2500 in fees is allowed each year; after that, Courtesy Pay coverage will be deactivated and items will be denied or returned, unpaid; the fee will re-set January each year.)
Check Copies (written on QCU account; up to 7 years. Checks beyond 7 years are not available): First 5 FREE, then $1 per check
Deposited Check Copies (past 7 years): $10.00 each
Check/ACH Stop Payment Fee: $15.00 each
*Check Order Fee: Varies
Other Service Fees
Research: $20.00 per hour
Statement Copy (up to 10 years): $1.00 per copy (Statements beyond 10 years are not available.)
Inactive Account w/ Low Balance Fee: $5.00 monthly fee (charged to accounts with no activity in a 12-month period AND combined balances of less than $200)
Undeliverable Address Fee: $5.00 monthly fee (charged to accounts on the last day of each month there is an undeliverable address on file)
Domestic Outgoing Wire Transfer: $25.00
Foreign Outgoing Wire Transfer: $49.00
Money Orders: $1.50
Saving4__ Early Withdrawal Fee: $10.00 per withdrawal
Returned Check for Deposit: $10.00
ATM Withdrawals: 10 FREE per month (then .75 per withdrawal)
Card Replacement Fee: $5.00
Visa® Currency Conversion/International Service Assessment Fee: 1% of total purchase(s)
Bill Payer Fees
Bill Payment Fee: NO CHARGE!
Insufficient Funds Fee: $22.00 (third party fee charged by service provider)
Stop Payment or Expedited Item Request: $17.50 (third party fee charged by service provider)