Account Rates

Savings

Rates Effective: 11/03/2014

*Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings – refer to our current Fees.

**6-24 month terms available. Fees could reduce earnings, if a withdrawal is made prior to maturity – refer to our current Fees.

Type Dividend Rate APY* Min. to Open Min. to Earn
Dividends
Compounds
& Credits
Savings 0.25% 0.25% None None Monthly
*Saving4__** 0.30% 0.30% None None Monthly

Checking

Rates Effective: 11/03/2014

*Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings – refer to our current Fees.

**6-24 month terms available. Fees could reduce earnings, if a withdrawal is made prior to maturity – refer to our current Fees.

Type Dividend Rate APY* Min. to Open Min. to Earn
Dividends
Compounds
& Credits
Simply Checking** 0.10% 0.10% $150 or Direct Deposit None Monthly
Vacation Fund Access 0.10% 0.10% None None Monthly
Rates Effective: 11/03/2014

*Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings – refer to our current Fees.

**6-24 month terms available. Fees could reduce earnings, if a withdrawal is made prior to maturity – refer to our current Fees.

Type Dividend Rate APY* Min. to Open Min. to Earn
Dividends
Compounds
& Credits
Premier Checking* $2,500-$9,999.99 0.10% 0.10% None $2,500 Monthly
Premier Checking* $10,000-$49,999.99 0.15% 0.15% None $10,000 Monthly
Premier Checking* $50,000-$99,999.99 0.20% 0.20% None $50,000 Monthly
Premier Checking* $100,000+ 0.25% 0.25% None $100,000 Monthly

Money Market

Rates Effective: 06/01/2011

*Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings – refer to our current Fees.

**6-24 month terms available. Fees could reduce earnings, if a withdrawal is made prior to maturity – refer to our current Fees.

Type Dividend Rate* APY* Compounds & Credits
Money Market $2500-$9,999.99** 0.25% 0.25% Monthly
Money Market $10,000-$49,999.99 0.25% 0.25% Monthly
Money Market $50,000-$99,999.99 0.30% 0.30% Monthly
Money Market $100,000+ 0.35% 0.35% Monthly

Youth Accounts


Rates Effective: 11/03/2014
* Annual Percentage Yield. Rates may change after the account is opened. Fees may reduce earnings – refer to our current Fees.
*
MyCash Checking requires a qualifying adult (18 years+) joint account holder; primary youth member must be between 13-17 years of age.
Type Dividend Rate APY* Min. to Open Min. to Earn
Dividends
Compounds
& Credits
Youth Savings
(StarSavers or MyCash)
0.30% 0.30% None None Monthly
MyCash Checking** 0.10% 0.10% None None Monthly

Certificates

Rates Effective: 11/03/2014

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1000-$49,999.99 0.20% 0.20% $1000 Monthly
3-Mo. Term** $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
3-Mo. Term** $100,000+ 0.30% 0.30% $100,000 Monthly
6-Mo. Term $1000-$49,999.99 0.25% 0.25% $1000 Monthly
6-Mo. Term $50,000-$99,999.99 0.30% 0.30% $50,000 Monthly
6-Mo. Term 100,000+ 0.35% 0.35% $100,000 Monthly
12-Mo. Term $1,000-$49,999.99 0.40% 0.40% $1000 Monthly
12-Mo. Term $50,000-$99,999.99 0.45% 0.45% $50,000 Monthly
12-Month Term $100,000+ 0.50% 0.50% $100,000 Monthly
18-Mo. Term $1,000-$49,999.99 0.50% 0.50% $1000 Monthly
18-Mo. Term $50,000-$99,999.99 0.55% 0.55% $50,000 Monthly
18-Mo. Term $100,000+ 0.60% 0.60% $100,000 Monthly
24-Mo. Term $1000-$49,999.99 0.65% 0.65% $1000 Monthly
24-Mo. Term $50,000-$99,999.99 0.70% 0.70% $50,000 Monthly
24-Mo. Term $100,000+ 0.75% 0.75% $100,000 Monthly
30-Mo. Term** $1000-$49,999.99 0.80% 0.80% $1000 Monthly
30-Mo. Term** $50,000-$99,999.99 0.85% 0.85% $50,000 Monthly
30-Mo. Term** $100,000+ 0.90% 0.90% $100,000 Monthly
36-Mo. Term $1,000-$49,999.99 0.95% 0.95% $1000 Monthly
36-Mo. Term $50,000-$99,999.99 1.00% 1.00% $50,000 Monthly
36-Mo. Term $100,000+ 1.05% 1.06% $100,000 Monthly
48-Mo. Term $1000-$49,999.99 1.15% 1.16% $1000 Monthly
48-Mo. Term $50,000-$99,999.99 1.20% 1.21% $50,000 Monthly
48-Mo. Term $100,000+ 1.25% 1.26% $100,000 Monthly
60-Mo. Term $1,000-$49,999.99 1.39% 1.40% $1000 Monthly
60-Mo. Term $50,000-$99,999.99 1.44% 1.45% $50,000 Monthly
60-Mo. Term $100,000+ 1.49% 1.50% $100,000 Monthly