Certificate Rates

Share Certificate Rates

Rates Effective: 12/01/2022

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1,000+ 1.39% 1.40% $1,000 Monthly
6-Mo. Term $1,000+ 1.49% 1.50% $1,000 Monthly
12-Mo. Term $1,000+ 2.57% 2.60% $1,000 Monthly
18-Mo. Term $1,000+ 2.67% 2.70% $1,000 Monthly
24-Mo. Term $1,000+ 2.76% 2.80% $1,000 Monthly
30-Mo. Term** $1,000+ 2.81% 2.85% $1,000 Monthly
36-Mo. Term $1,000+ 2.86% 2.90% $1,000 Monthly
48-Mo. Term $1,000+ 2.96% 3.00% $1,000 Monthly
60-Mo. Term $1,000+ 3.06% 3.10% $1,000 Monthly

IRA Certificate Rates

Rates Effective: 12/01/2022

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

Type Dividend Rate APY Min. to Open Compound & Credit
6 Month Term $1,000+ 1.49% 1.50% $1,000 Monthly
12 Month Term $1,000+ 2.57% 2.60% $1,000 Monthly
18 Month Term $1,000+ 2.67% 2.70% $1,000 Monthly
24 Month Term $1,000+ 2.76% 2.80% $1,000 Monthly
36 Month Term $1,000+ 2.86% 2.90% $1,000 Monthly
48 Month Term $1,000+ 2.96% 3.00% $1,000 Monthly
60 Month Term $1,000+ 3.06% 3.10% $1,000 Monthly