Certificate Rates
Share Certificate Rates
| Rates Effective: 12/01/2022 *Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date. **Term not available as IRA Certificate. |
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| Type | Dividend Rate* | APY* | Min. to Open | Compounds & Credits |
|---|---|---|---|---|
| 3-Mo. Term** $1,000+ | 1.39% | 1.40% | $1,000 | Monthly |
| 6-Mo. Term $1,000+ | 1.49% | 1.50% | $1,000 | Monthly |
| 12-Mo. Term $1,000+ | 2.57% | 2.60% | $1,000 | Monthly |
| 18-Mo. Term $1,000+ | 2.67% | 2.70% | $1,000 | Monthly |
| 24-Mo. Term $1,000+ | 2.76% | 2.80% | $1,000 | Monthly |
| 30-Mo. Term** $1,000+ | 2.81% | 2.85% | $1,000 | Monthly |
| 36-Mo. Term $1,000+ | 2.86% | 2.90% | $1,000 | Monthly |
| 48-Mo. Term $1,000+ | 2.96% | 3.00% | $1,000 | Monthly |
| 60-Mo. Term $1,000+ | 3.06% | 3.10% | $1,000 | Monthly |
IRA Certificate Rates
| Rates Effective: 12/01/2022 *Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date. |
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| Type | Dividend Rate | APY | Min. to Open | Compound & Credit |
|---|---|---|---|---|
| 6 Month Term $1,000+ | 1.49% | 1.50% | $1,000 | Monthly |
| 12 Month Term $1,000+ | 2.57% | 2.60% | $1,000 | Monthly |
| 18 Month Term $1,000+ | 2.67% | 2.70% | $1,000 | Monthly |
| 24 Month Term $1,000+ | 2.76% | 2.80% | $1,000 | Monthly |
| 36 Month Term $1,000+ | 2.86% | 2.90% | $1,000 | Monthly |
| 48 Month Term $1,000+ | 2.96% | 3.00% | $1,000 | Monthly |
| 60 Month Term $1,000+ | 3.06% | 3.10% | $1,000 | Monthly |