Certificate Rates

Share Certificate Rates

Rates Effective: 04/30/2021

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
3-Mo. Term** $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
3-Mo. Term** $100,000+ 0.25% 0.25% $100,000 Monthly
6-Mo. Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
6-Mo. Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
6-Mo. Term 100,000+ 0.25% 0.25% $100,000 Monthly
12-Mo. Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
12-Mo. Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
12-Month Term $100,000+ 0.25% 0.25% $100,000 Monthly
18-Mo. Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
18-Mo. Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
18-Mo. Term $100,000+ 0.25% 0.25% $100,000 Monthly
24-Mo. Term $1,000-$49,999.99 0.20% 0.20% $1,000 Monthly
24-Mo. Term $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
24-Mo. Term $100,000+ 0.30% 0.30% $100,000 Monthly
30-Mo. Term** $1,000-$49,999.99 0.20% 0.20% $1,000 Monthly
30-Mo. Term** $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
30-Mo. Term** $100,000+ 0.30% 0.30% $100,000 Monthly
36-Mo. Term $1,000-$49,999.99 0.20% 0.20% $1,000 Monthly
36-Mo. Term $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
36-Mo. Term $100,000+ 0.30% 0.30% $100,000 Monthly
48-Mo. Term $1,000-$49,999.99 0.25% 0.25% $1,000 Monthly
48-Mo. Term $50,000-$99,999.99 0.30% 0.30% $50,000 Monthly
48-Mo. Term $100,000+ 0.35% 0.35% $100,000 Monthly
60-Mo. Term $1,000-$49,999.99 0.25% 0.25% $1,000 Monthly
60-Mo. Term $50,000-$99,999.99 0.30% 0.30% $50,000 Monthly
60-Mo. Term $100,000+ 0.35% 0.35% $100,000 Monthly

IRA Certificate Rates

Rates Effective: 04/30/2021

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

Type Dividend Rate APY Min. to Open Compound & Credit
6 Month Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
6 Month Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
6 Month Term $100,000+ 0.25% 0.25% $100,000 Monthly
12 Month Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
12 Month Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
12 Month Term $100,000+ 0.25% 0.25% $100,000 Monthly
18 Month Term $1,000-$49,999.99 0.15% 0.15% $1,000 Monthly
18 Month Term $50,000-$99,999.99 0.20% 0.20% $50,000 Monthly
18 Month Term $100,000+ 0.25% 0.25% $100,000 Monthly
24 Month Term $1,000-$49,999.99 0.20% 0.20% $1,000 Monthly
24 Month Term $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
24 Month Term $100,000 0.30% 0.30% $100,000 Monthly
36 Month Term $1,000-$49,999.99 0.20% 0.20% $1,000 Monthly
36 Month Term $50,000-$99,999.99 0.25% 0.25% $50,000 Monthly
36 Month Term $100,000+ 0.30% 0.30% $100,000 Monthly
48 Month Term $1,000-$49,999.99 0.25% 0.25% $1,000 Monthly
48 Monthly Term $50,000-$99,999.99 0.30% 0.30% $50,000 Monthly
48 Monthly Term $100,000+ 0.35% 0.35% $100,000 Monthly
60 Month Term $1,000-$49,999.99 0.25% 0.25% $1,000 Monthly
60 Monthly Term $50,000-$99,999.99 0.30% 0.30% $50,000 Monthly
60 Month Term $100,000+ 0.35% 0.35% $100,000 Monthly