Certificate Rates
Share Certificate Rates
| Rates Effective: 11/01/2018 *Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date. **Term not available as IRA Certificate. |
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| Type | Dividend Rate* | APY* | Min. to Open | Compounds & Credits |
|---|---|---|---|---|
| 3-Mo. Term** $1,000-$49,999.99 | 0.50% | 0.50% | $1,000 | Monthly |
| 3-Mo. Term** $50,000-$99,999.99 | 0.55% | 0.55% | $50,000 | Monthly |
| 3-Mo. Term** $100,000+ | 0.60% | 0.60% | $100,000 | Monthly |
| 6-Mo. Term $1,000-$49,999.99 | 0.65% | 0.65% | $1,000 | Monthly |
| 6-Mo. Term $50,000-$99,999.99 | 0.70% | 0.70% | $50,000 | Monthly |
| 6-Mo. Term 100,000+ | 0.75% | 0.75% | $100,000 | Monthly |
| 12-Mo. Term $1,000-$49,999.99 | 1.29% | 1.30% | $1,000 | Monthly |
| 12-Mo. Term $50,000-$99,999.99 | 1.34% | 1.35% | $50,000 | Monthly |
| 12-Month Term $100,000+ | 1.39% | 1.40% | $100,000 | Monthly |
| 18-Mo. Term $1,000-$49,999.99 | 1.54% | 1.55% | $1,000 | Monthly |
| 18-Mo. Term $50,000-$99,999.99 | 1.59% | 1.60% | $50,000 | Monthly |
| 18-Mo. Term $100,000+ | 1.64% | 1.65% | $100,000 | Monthly |
| 24-Mo. Term $1,000-$49,999.99 | 1.79% | 1.80% | $1,000 | Monthly |
| 24-Mo. Term $50,000-$99,999.99 | 1.83% | 1.85% | $50,000 | Monthly |
| 24-Mo. Term $100,000+ | 1.88% | 1.90% | $100,000 | Monthly |
| 30-Mo. Term** $1,000-$49,999.99 | 1.83% | 1.85% | $1,000 | Monthly |
| 30-Mo. Term** $50,000-$99,999.99 | 1.89% | 1.91 | $50,000 | Monthly |
| 30-Mo. Term** $100,000+ | 1.93% | 1.95% | $100,000 | Monthly |
| 36-Mo. Term $1,000-$49,999.99 | 1.93% | 1.95% | $1,000 | Monthly |
| 36-Mo. Term $50,000-$99,999.99 | 1.98% | 2.00% | $50,000 | Monthly |
| 36-Mo. Term $100,000+ | 2.03% | 2.05% | $100,000 | Monthly |
| 48-Mo. Term $1,000-$49,999.99 | 2.03% | 2.05% | $1,000 | Monthly |
| 48-Mo. Term $50,000-$99,999.99 | 2.08% | 2.10% | $50,000 | Monthly |
| 48-Mo. Term $100,000+ | 2.13% | 2.15% | $100,000 | Monthly |
| 60-Mo. Term $1,000-$49,999.99 | 2.18% | 2.20% | $1,000 | Monthly |
| 60-Mo. Term $50,000-$99,999.99 | 2.23% | 2.25% | $50,000 | Monthly |
| 60-Mo. Term $100,000+ | 2.28% | 2.30% | $100,000 | Monthly |
IRA Certificate Rates
| Rates Effective: 11/01/2018 *Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date. **Term not available as IRA Certificate. |
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| Type | Dividend Rate* | APY* | Min. to Open | Compounds & Credits |
|---|---|---|---|---|
| 3-Mo. Term** $50,000-$99,999.99 | 0.55% | 0.55% | $50,000 | Monthly |
| 3-Mo. Term** $100,000+ | 0.60% | 0.60% | $100,000 | Monthly |
| 6-Mo. Term $1,000-$49,999.99 | 0.65% | 0.65% | $1,000 | Monthly |
| 6-Mo. Term $50,000-$99,999.99 | 0.70% | 0.70% | $50,000 | Monthly |
| 6-Mo. Term 100,000+ | 0.75% | 0.75% | $100,000 | Monthly |
| 12-Mo. Term $1,000-$49,999.99 | 1.29% | 1.30% | $1,000 | Monthly |
| 12-Mo. Term $50,000-$99,999.99 | 1.34% | 1.35% | $50,000 | Monthly |
| 12-Month Term $100,000+ | 1.39% | 1.40% | $100,000 | Monthly |
| 18-Mo. Term $1,000-$49,999.99 | 1.54% | 1.55% | $1,000 | Monthly |
| 18-Mo. Term $50,000-$99,999.99 | 1.59% | 1.60% | $50,000 | Monthly |
| 18-Mo. Term $100,000+ | 1.64% | 1.65% | $100,000 | Monthly |
| 24-Mo. Term $1,000-$49,999.99 | 1.79% | 1.80% | $1,000 | Monthly |
| 24-Mo. Term $50,000-$99,999.99 | 1.83% | 1.85% | $50,000 | Monthly |
| 24-Mo. Term $100,000+ | 1.88% | 1.90% | $100,000 | Monthly |
| 30-Mo. Term** $1,000-$49,999.99 | 1.83% | 1.85% | $1,000 | Monthly |
| 30-Mo. Term** $50,000-$99,999.99 | 1.89% | 1.91 | $50,000 | Monthly |
| 30-Mo. Term** $100,000+ | 1.93% | 1.95% | $100,000 | Monthly |
| 36-Mo. Term $1,000-$49,999.99 | 1.93% | 1.95% | $1,000 | Monthly |
| 36-Mo. Term $50,000-$99,999.99 | 1.98% | 2.00% | $50,000 | Monthly |
| 36-Mo. Term $100,000+ | 2.03% | 2.05% | $100,000 | Monthly |
| 48-Mo. Term $1,000-$49,999.99 | 2.03% | 2.05% | $1,000 | Monthly |
| 48-Mo. Term $50,000-$99,999.99 | 2.08% | 2.10% | $50,000 | Monthly |
| 48-Mo. Term $100,000+ | 2.13% | 2.15% | $100,000 | Monthly |
| 60-Mo. Term $1,000-$49,999.99 | 2.18% | 2.20% | $1,000 | Monthly |
| 60-Mo. Term $50,000-$99,999.99 | 2.23% | 2.25% | $50,000 | Monthly |
| 60-Mo. Term $100,000+ | 2.28% | 2.30% | $100,000 | Monthly |