Certificate Rates

Share Certificate Rates

Rates Effective: 02/23/2023

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1,000+ 2.08% 2.10% $1,000 Monthly
6-Mo. Term $1,000+ 2.13% 2.15% $1,000 Monthly
12-Mo. Term $1,000+ 3.49% 3.55% $1,000 Monthly
18-Mo. Term $1,000+ 3.49% 3.55% $1,000 Monthly
24-Mo. Term $1,000+ 3.15% 3.20% $1,000 Monthly
30-Mo. Term** $1,000+ 3.20% 3.25% $1,000 Monthly
36-Mo. Term $1,000+ 3.25% 3.30% $1,000 Monthly
48-Mo. Term $1,000+ 3.35% 3.40% $1,000 Monthly
60-Mo. Term $1,000+ 3.45% 3.50% $1,000 Monthly

IRA Certificate Rates

Rates Effective: 02/23/2023

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

Type Dividend Rate APY Min. to Open Compound & Credit
6 Month Term $1,000+ 2.13% 2.15% $1,000 Monthly
12 Month Term $1,000+ 3.49% 3.55% $1,000 Monthly
18 Month Term $1,000+ 3.49% 3.55% $1,000 Monthly
24 Month Term $1,000+ 3.15% 3.20% $1,000 Monthly
36 Month Term $1,000+ 3.25% 3.30% $1,000 Monthly
48 Month Term $1,000+ 3.35% 3.40% $1,000 Monthly
60 Month Term $1,000+ 3.45% 3.50% $1,000 Monthly