Certificate Rates

Share Certificate Rates

Rates Effective: 11/07/2019

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1,000-$49,999.99 0.50% 0.50% $1,000 Monthly
3-Mo. Term** $50,000-$99,999.99 0.55% 0.55% $50,000 Monthly
3-Mo. Term** $100,000+ 0.60% 0.60% $100,000 Monthly
6-Mo. Term $1,000-$49,999.99 0.65% 0.65% $1,000 Monthly
6-Mo. Term $50,000-$99,999.99 0.70% 0.70% $50,000 Monthly
6-Mo. Term 100,000+ 0.75% 0.75% $100,000 Monthly
12-Mo. Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
12-Mo. Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
12-Month Term $100,000+ 1.39% 1.40% $100,000 Monthly
18-Mo. Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
18-Mo. Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
18-Mo. Term $100,000+ 1.39% 1.40% $100,000 Monthly
24-Mo. Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
24-Mo. Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
24-Mo. Term $100,000+ 1.39% 1.40% $100,000 Monthly
30-Mo. Term** $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
30-Mo. Term** $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
30-Mo. Term** $100,000+ 1.39% 1.40% $100,000 Monthly
36-Mo. Term $1,000-$49,999.99 1.34% 1.35% $1,000 Monthly
36-Mo. Term $50,000-$99,999.99 1.39% 1.40% $50,000 Monthly
36-Mo. Term $100,000+ 1.44% 1.45% $100,000 Monthly
48-Mo. Term $1,000-$49,999.99 1.39% 1.40% $1,000 Monthly
48-Mo. Term $50,000-$99,999.99 1.44% 1.45% $50,000 Monthly
48-Mo. Term $100,000+ 1.49% 1.50% $100,000 Monthly
60-Mo. Term $1,000-$49,999.99 1.44% 1.45% $1,000 Monthly
60-Mo. Term $50,000-$99,999.99 1.49% 1.50% $50,000 Monthly
60-Mo. Term $100,000+ 1.54% 1.55% $100,000 Monthly

IRA Certificate Rates

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

Type Dividend Rate APY Min. to Open Compound & Credit
6 Month Term $1,000-$49,999.99 0.65% 0.65% $1,000 Monthly
6 Month Term $50,000-$99,999.99 0.70% 0.70% $50,000 Monthly
6 Month Term $100,000+ 0.75% 0.75% $100,000 Monthly
12 Month Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
12 Month Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
12 Month Term $100,000+ 1.39% 1.40% $100,000 Monthly
18 Month Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
18 Month Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
18 Month Term $100,000+ 1.39% 1.40% $100,000 Monthly
24 Month Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
24 Month Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
24 Month Term $100,000 1.39% 1.40% $100,000 Monthly
36 Month Term $1,000-$49,999.99 1.34% 1.35% $1,000 Monthly
36 Month Term $50,000-$99,999.99 1.39% 1.40% $50,000 Monthly
36 Month Term $100,000+ 1.44% 1.45% $100,000 Monthly
48 Month Term $1,000-$49,999.99 1.39% 1.40% $1,000 Monthly
48 Monthly Term $50,000-$99,999.99 1.44% 1.45% $50,000 Monthly
48 Monthly Term $100,000+ 1.49% 1.50% $100,000 Monthly
60 Month Term $1,000-$49,999.99 1.44% 1.45% $1,000 Monthly
60 Monthly Term $50,000-$99,999.99 1.49% 1.50% $50,000 Monthly
60 Month Term $100,000+ 1.54% 1.55% $100,000 Monthly