Certificate Rates

Share Certificate Rates

Rates Effective: 05/01/2018

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $1,000-$49,999.99 0.50% 0.50% $1,000 Monthly
3-Mo. Term** $50,000-$99,999.99 0.55% 0.55% $50,000 Monthly
3-Mo. Term** $100,000+ 0.60% 0.60% $100,000 Monthly
6-Mo. Term $1,000-$49,999.99 0.60% 0.60% $1,000 Monthly
6-Mo. Term $50,000-$99,999.99 0.65% 0.65% $50,000 Monthly
6-Mo. Term 100,000+ 0.70% 0.70% $100,000 Monthly
12-Mo. Term $1,000-$49,999.99 1.04% 1.04% $1,000 Monthly
12-Mo. Term $50,000-$99,999.99 1.09% 1.10% $50,000 Monthly
12-Month Term $100,000+ 1.14% 1.15% $100,000 Monthly
18-Mo. Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
18-Mo. Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
18-Mo. Term $100,000+ 1.39% 1.40% $100,000 Monthly
24-Mo. Term $1,000-$49,999.99 1.59% 1.60% $1,000 Monthly
24-Mo. Term $50,000-$99,999.99 1.64% 1.65% $50,000 Monthly
24-Mo. Term $100,000+ 1.69% 1.70% $100,000 Monthly
30-Mo. Term** $1,000-$49,999.99 1.74% 1.75% $1,000 Monthly
30-Mo. Term** $50,000-$99,999.99 1.79% 1.80 $50,000 Monthly
30-Mo. Term** $100,000+ 1.84% 1.86% $100,000 Monthly
36-Mo. Term $1,000-$49,999.99 1.88% 1.90% $1,000 Monthly
36-Mo. Term $50,000-$99,999.99 1.93% 1.95% $50,000 Monthly
36-Mo. Term $100,000+ 1.98% 2.00% $100,000 Monthly
48-Mo. Term $1,000-$49,999.99 1.93% 1.95% $1,000 Monthly
48-Mo. Term $50,000-$99,999.99 1.98% 2.00% $50,000 Monthly
48-Mo. Term $100,000+ 2.03% 2.05% $100,000 Monthly
60-Mo. Term $1,000-$49,999.99 1.98% 2.00% $1,000 Monthly
60-Mo. Term $50,000-$99,999.99 2.03% 2.05% $50,000 Monthly
60-Mo. Term $100,000+ 2.08% 2.10% $100,000 Monthly

IRA Certificate Rates

Rates Effective: 05/01/2018

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term** $50,000-$99,999.99 0.55% 0.55% $50,000 Monthly
3-Mo. Term** $100,000+ 0.60% 0.60% $100,000 Monthly
6-Mo. Term $1,000-$49,999.99 0.60% 0.60% $1,000 Monthly
6-Mo. Term $50,000-$99,999.99 0.65% 0.65% $50,000 Monthly
6-Mo. Term 100,000+ 0.70% 0.70% $100,000 Monthly
12-Mo. Term $1,000-$49,999.99 1.04% 1.04% $1,000 Monthly
12-Mo. Term $50,000-$99,999.99 1.09% 1.10% $50,000 Monthly
12-Month Term $100,000+ 1.14% 1.15% $100,000 Monthly
18-Mo. Term $1,000-$49,999.99 1.29% 1.30% $1,000 Monthly
18-Mo. Term $50,000-$99,999.99 1.34% 1.35% $50,000 Monthly
18-Mo. Term $100,000+ 1.39% 1.40% $100,000 Monthly
24-Mo. Term $1,000-$49,999.99 1.59% 1.60% $1,000 Monthly
24-Mo. Term $50,000-$99,999.99 1.64% 1.65% $50,000 Monthly
24-Mo. Term $100,000+ 1.69% 1.70% $100,000 Monthly
30-Mo. Term** $1,000-$49,999.99 1.74% 1.75% $1,000 Monthly
30-Mo. Term** $50,000-$99,999.99 1.79% 1.80 $50,000 Monthly
30-Mo. Term** $100,000+ 1.84% 1.86% $100,000 Monthly
36-Mo. Term $1,000-$49,999.99 1.88% 1.90% $1,000 Monthly
36-Mo. Term $50,000-$99,999.99 1.93% 1.95% $50,000 Monthly
36-Mo. Term $100,000+ 1.98% 2.00% $100,000 Monthly
48-Mo. Term $1,000-$49,999.99 1.93% 1.95% $1,000 Monthly
48-Mo. Term $50,000-$99,999.99 1.98% 2.00% $50,000 Monthly
48-Mo. Term $100,000+ 2.03% 2.05% $100,000 Monthly
60-Mo. Term $1,000-$49,999.99 1.98% 2.00% $1,000 Monthly
60-Mo. Term $50,000-$99,999.99 2.03% 2.05% $50,000 Monthly
60-Mo. Term $100,000+ 2.08% 2.10% $100,000 Monthly