Checking & Money Market Rates

Checking Account Rates

Rates Effective: 05/01/2011

*Annual Percentage Yield. Rates may change after account opening. Fees may reduce earnings – refer to our current Fees.

**Simply Checking requires a new check order or Home Banking with Bill Payer enrollment.

Type Dividend Rate APY* Min. to Open Min. to Earn
Dividends
Compounds
& Credits
Simply Checking** 0.10% 0.10% $150 or Direct Deposit None Monthly
Vacation Fund Access 0.10% 0.10% None None Monthly
Premier Checking* $2,500-$9,999.99 0.10% 0.10% None $2,500 Monthly
Premier Checking* $10,000-$49,999.99 0.15% 0.15% None $10,000 Monthly
Premier Checking* $50,000-$99,999.99 0.20% 0.20% None $50,000 Monthly
Premier Checking* $100,000+ 0.25% 0.25% None $100,000 Monthly

Money Market Rates

Rates Effective: 06/01/2011

*Annual Percentage Yield. $2500 minimum balance to earn dividends. Rates may change after account opening. Fees may reduce earnings – refer to our current Fees. Money Market rates are variable and may change after the account is opened.

**IRA Money Market accounts do not have a minimum balance to earn dividends.

Type Dividend Rate* APY* Compounds & Credits
Money Market $2500-$9,999.99** 0.25% 0.25% Monthly
Money Market $10,000-$49,999.99 0.25% 0.25% Monthly
Money Market $50,000-$99,999.99 0.30% 0.30% Monthly
Money Market $100,000+ 0.35% 0.35% Monthly