- Personal Lines of Credit for when you need cash for unexpected expenses, any time!
- A Gateway Line of Credit Loan has NO credit score requirement
- Loans with shorter terms and lower balances
- A Share Secured option can help re-build (or build) your credit
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Personal Lines of Credit
When you need additional funds from time to time, and don’t want to be restricted by a specific term loan, a line of credit ensures the money you need is available when you need it. A Line of Credit is perfect for annual expenses that can be paid off sooner, like taxes, vacations, and regular home repairs and expenses. Access your credit line from Home Banking and Mobile Banking – simply transfer the funds into your corresponding checking account and use your Visa Check Card to make purchases, or withdraw the funds from an ATM. Borrow anywhere from $500 to $20,000 and the Line of Credit stays open for as long as you need it
If your needs aren’t covered by the traditional loan options we offer, a personal loan is the way to go. You can borrow as little as $500 to cover an unexpected expense, plan a vacation with your family, make necessary auto or home repairs and more!
Share or Certificate Secured Loans
If you might not qualify for a traditional loan, you can use the money you have saved to give yourself a loan. Borrow against your savings and continue to earn dividends on your balance throughout the term of your loan!
Maybe you need a quick loan to get some car repairs done; maybe you need to cover some unexpected medical expenses; maybe you just need help getting from one paycheck to the next. Regardless of the reason, our Gateway Loan is designed to make sure you have the funds when you need them.
Designed as a payday loan alternative, the Gateway Loan guidelines don’t require a minimum credit score, but once you have it and make regular payments it can help improve your credit, or get you started off on the right foot if you didn’t have any credit to begin with.