Gateway Loans

gate•way (n.): Something that serves as an entrance or a means of access.

Key Features

  1. Realistic rates and terms
  2. Options that can help re-build (or build) your credit
  3. Apply Now!

At Qualstar, our goal is to make sure our members have the products and services that meet their needs, even when a traditional loan won’t work for the individual’s financial situation. Our Gateway loans are designed to help get our members back on track, while still giving them access to credit.

Gateway Line of Credit1

When a traditional loan isn’t an option, a Gateway Line of Credit gives you access to the funds you need, when you need them!

Provided as a payday loan alternative with a much lower rate, a Gateway Line of Credit doesn’t require a minimum credit score, but once you have it and make regular payments it can help improve your score, or get you started off on the right foot if you didn’t have any credit to begin with.

  • $500 line of credit
  • No minimum credit score required
  • $50 minimum monthly payment
  • No advance fee when accessed through ATM or Home Banking.

1 Additional Gateway Line of Credit Details: $5 monthly service fee; $5 advance fee when done through the Call Center or branches; loan approval requires an electronic deposit (payroll, government, ACH, etc.) of at least $100 for three consecutive months; applicant cannot have a current negative account or delinquent loan.