List of Documents You Will Need

Home Loan Checklist

Following is a list of the documents you will need in order to complete the mortgage loan application:

  • Most recent pay stubs representing a minimum two month period, for all borrowers (copies).
  • Addresses of all borrowers for past two years.
  • Name and addresses of employer(s) for last two years.
  • Copies of W-2 forms for last two years.
  • Bank statement copies for all accounts over past two years.
  • Other income verification (if applicable). This could include rental agreements, notes receivables, retirement income, child support, etc.
  • Purchase and Sale Agreement copy – all pages.
  • Deposit for appraisal, credit report, and title insurance.
  • Other assets being used for down payment and closing costs. This could include closing statement on sale of existing property, stock options, documentation of sale of assets (example: car), etc.
  • Homeowners insurance information (name of company, agent, phone number).
  • Landlord information for past two years (name, address and phone number).

If Self-Employed

*Current profit and loss statement.

  • Current balance sheet.
  • Tax returns for past two years (personal and corporate, with all schedules).

FHA Loans

  • Copy of Social Security Card and Driver’s License for all borrowers.

For VA Loans

  • Veteran’s DD-214 (copy) or Certificate of Eligibility (original).