New Auto Rates | Used Auto Rates | First Time Auto Buyer
Motorcycle Rates | Boat Rates | RV Rates | Other Secured Vehicle Rates

New Auto Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
New Auto (2017 & Newer) 6-36 Months- 2.99% 16.99% Up to 140% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2017 & Newer) 37-48 Months 3.24% 17.49% Up to 140% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2017 & Newer) 49-60 Months 3.49% 17.99% Up to 140% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2017 & Newer) 61-72 Months 3.74% 14.49% Up to 140% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2017 & Newer) 73-84 Months 3.99% 7.49% Up to 140% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%

Used Auto Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
Used Auto (2012-2016) 6-36 Months 3.24% 17.49% Up to 140% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2012-2016) 37-48 Months 3.49% 17.99% Up to 140% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2012-2016) 49-60 Months 3.74% 18.49% Up to 140% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2012-2016) 61-72 Months 3.99% 14.99% Up to 140% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2012-2016) 73-84 Months 4.24% 7.74% Up to 140% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1995-2011) 6-36 Months 4.74% 19.49% Up to 140% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1995-2011) 37-48 Months 4.99% 19.99% Up to 140% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1995-2011) 49-60 Months 5.24% 20.49% Up to 140% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1995-2011) 61-72 Months 5.49% 8.99% Up to 140% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1995-2011) 73-84 Months 5.74% 9.24% *Up to 140% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%

First Time Auto Buyer

First Time Buyer Program is for applicants with no auto credit history and no credit score (or less than 620.); minimum 1-year employment history; NO late payment history on existing credit accounts; income verification required; two personal references required; proof of insurance required.

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications.

Type Rate* Terms/Other Info.
New/Used Auto (6-36 Months) 8.74% Up to 110% financing; max 5-year term & $25,000
New/Used Auto (37-48 Months) 9.74% Up to 110% financing; max 5-year term & $25,000
New/Used Auto (49-60 Months) 10.74% Up to 110% financing; max 5-year term & $25,000

Auto, Boat, RV, Motorcycle & Other Recreational Vehicle Rates

Motorcycle Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used Motorcycle (2004 & Newer) 6-48 Months 4.49% 17.49% Up to 115% financing; max. 4-year term & $40,000
New/Used Motorcycle (2004 & Newer) 49-60 Months 5.49% 18.49% Up to 115% financing; max. 5-year term & $40,000
New/Used Motorcycle (2004 & Newer) 61-72 Months 6.49% 12.49% Up to 115% financing; max. 6-year term & $40,000
New/Used Motorcycle (2004 & Newer) 73-84 Months 7.49% 9.99% Up to 115% financing; max. 7-year term & $40,000

Boat Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used Boat (1995 & Newer) 6-84 Months 3.99% 15.99% Up to 105% financing; max. 7-year term & $125,000
New/Used Boat (1995 & Newer) 85-120 Months 4.49% 16.49% Up to 105% financing; max. 10-year term & $125,000
New/Used Boat (1995 & Newer) 121-144 Months 4.99% 9.49% Up to 105% financing; max. 12-year term & $125,000
New/Used Boat (1995 & Newer) 145-180 Months 5.49% 7.99% (Up to 105% financing; max. 15 year term & $125,000

RV Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used RV (1995 & Newer) 6-84 Months 3.99% 15.99% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1995 & Newer) 85-120 Months 4.49% 16.49% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1995 & Newer) 121-144 Months 4.99% 9.99% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1995 & Newer) 145-180 Months 5.49% 7.99% Up to 105% financing; max. 15-year term & $125,000

Other Secured Vehicle Rates

Rates Effective: 11/25/2019

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used ATVs, Jet Skis, Dirt Bikes & Utility Trailers (2000 and Newer) 6-60 Months 4.99% 17.49% Up to 105% financing; max. 5-year term & $40,000
New/Used ATVs, Jet Skis, Dirt Bikes & Utility Trailers (2000 and Newer) 61-72 Months 5.99% 9.99% Up to 105% financing; max. 6-year term & $40,000