New Auto Rates | Used Auto Rates | First Time Auto Buyer
Motorcycle Rates | Boat Rates | RV Rates | Other Secured Vehicle Rates
New Auto Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New Auto (2018 & Newer) 6-36 Months- | 2.99% | 16.99% | Up to 140% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2018 & Newer) 37-48 Months | 3.24% | 17.49% | Up to 140% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2018 & Newer) 49-60 Months | 3.49% | 17.99% | Up to 140% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2018 & Newer) 61-72 Months | 3.74% | 14.49% | Up to 140% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2018 & Newer) 73-84 Months | 3.99% | 7.49% | Up to 140% financing; max. 7-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
Used Auto Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. | Used Auto (2013-2017) 6-36 Months | 3.24% | 17.49% | Up to 140% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
|---|---|---|---|
| Used Auto (2013-2017) 37-48 Months | 3.49% | 17.99% | Up to 140% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2013-2017) 49-60 Months | 3.74% | 18.49% | Up to 140% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2013-2017) 61-72 Months | 3.99% | 14.99% | Up to 140% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2013-2017) 73-84 Months | 4.24% | 7.74% | Up to 140% financing; max. 7-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (1996-2012) 6-36 Months | 4.74% | 19.49% | Up to 140% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (1996-2012) 37-48 Months | 4.99% | 19.99% | Up to 140% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (1996-2012) 49-60 Months | 5.24% | 20.49% | Up to 140% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (1996-2012) 61-72 Months | 5.49% | 8.99% | Up to 140% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (1996-2012) 73-84 Months | 5.74% | 9.24% | *Up to 140% financing; max. 7-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
First Time Auto Buyer
First Time Buyer Program is for applicants with no auto credit history and no credit score (or less than 620.); minimum 1-year employment history; NO late payment history on existing credit accounts; income verification required; two personal references required; proof of insurance required. Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. |
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| Type | Rate* | Terms/Other Info. |
|---|---|---|
| New/Used Auto (6-36 Months) | 8.74% | Up to 110% financing; max 5-year term & $25,000 |
| New/Used Auto (37-48 Months) | 9.74% | Up to 110% financing; max 5-year term & $25,000 |
| New/Used Auto (49-60 Months) | 10.74% | Up to 110% financing; max 5-year term & $25,000 |
Auto, Boat, RV, Motorcycle & Other Recreational Vehicle Rates
Motorcycle Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used Motorcycle (2005 & Newer) 6-48 Months | 4.49% | 17.49% | Up to 115% financing; max. 4-year term & $40,000 |
| New/Used Motorcycle (2005 & Newer) 49-60 Months | 5.49% | 18.49% | Up to 115% financing; max. 5-year term & $40,000 |
| New/Used Motorcycle (2005 & Newer) 61-72 Months | 6.49% | 12.49% | Up to 115% financing; max. 6-year term & $40,000 |
| New/Used Motorcycle (2005 & Newer) 73-84 Months | 7.49% | 9.99% | Up to 115% financing; max. 7-year term & $40,000 |
Boat Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used Boat (1996 & Newer) 6-84 Months | 3.99% | 15.99% | Up to 105% financing; max. 7-year term & $125,000 |
| New/Used Boat (1996 & Newer) 85-120 Months | 4.49% | 16.49% | Up to 105% financing; max. 10-year term & $125,000 |
| New/Used Boat (1996 & Newer) 121-144 Months | 4.99% | 9.49% | Up to 105% financing; max. 12-year term & $125,000 |
| New/Used Boat (1996 & Newer) 145-180 Months | 5.49% | 7.99% | (Up to 105% financing; max. 15 year term & $125,000 |
RV Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used RV (1996 & Newer) 6-84 Months | 3.99% | 15.99% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (1996 & Newer) 85-120 Months | 4.49% | 16.49% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (1996 & Newer) 121-144 Months | 4.99% | 9.99% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (1996 & Newer) 145-180 Months | 5.49% | 7.99% | Up to 105% financing; max. 15-year term & $125,000 |
Other Secured Vehicle Rates
Rates Effective: 01/01/2020Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used ATVs, Jet Skis, Dirt Bikes & Utility Trailers (2001 and Newer) 6-60 Months | 4.99% | 17.49% | Up to 105% financing; max. 5-year term & $40,000 |
| New/Used ATVs, Jet Skis, Dirt Bikes & Utility Trailers (2001 and Newer) 61-72 Months | 5.99% | 9.99% | Up to 105% financing; max. 6-year term & $40,000 |