Auto, Boat, Motorcycle & RV Rates

New Auto Rates

Rates Effective: 06/26/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
New Auto (2015 & Newer) 6-36 Months- 2.24% 17.24% Up to 130% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2015 & Newer) 37-48 Month 2.49% 17.74% Up to 130% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2015 & Newer) 49-60 Months 2.74% 18.24% Up to 130% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2015 & Newer) 61-72 Months 2.99% 14.74% Up to 130% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
New Auto (2015 & Newer) 73-84 Months 3.24% 6.24% Up to 130% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%

Used Auto Rates

Rates Effective: 06/26/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
Used Auto (2010-2014) 6-36 Months 2.24% 17.74% Up to 130% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2010-2014) 37-48 Months 2.49% 18.24% Up to 130% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2010-2014) 49-60 Months 2.74% 18.74% Up to 130% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2010-2014) 61-72 Months 2.99% 15.24% Up to 130% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (2010-2014) 73-84 Months 3.24% 6.49% Up to 130% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1998-2009) 6-36 Months 4.74% 19.74% Up to 130% financing; max. 3-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1998-2009) 37-48 Months 4.99% 20.24% Up to 130% financing; max. 4-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1998-2009) 49-60 Months 5.24% 20.74% Up to 130% financing; max. 5-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1998-2009) 61-72 Months 5.49% 8.74% Up to 130% financing; max. 6-year term & $75,000
Lowest rate shown applies to LTV less than 100%
Used Auto (1998-2009) 73-84 Months 5.74% 8.99% Up to 130% financing; max. 7-year term & $75,000
Lowest rate shown applies to LTV less than 100%

First Time Auto Buyer

First Time Buyer Program is for applicants with no auto credit history and no credit score (or less than 620.); minimum 1-year employment history; NO late payment history on existing credit accounts; income verification required; two personal references required; proof of insurance required.

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rate* Terms/Other Info.
New/Used Auto (6-36 Months) 8.74% Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV
New/Used Auto (37-48 Months) 9.74% Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV
New/Used Auto (49-60 Months) 10.74% Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV

Motorcycle Rates

Rates Effective: 06/26/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used Motorcycle (2002 & Newer) 6-48 Months 4.74% 17.74% Up to 115% financing; max. 4-year term & $40,000
New/Used Motorcycle (2002 & Newer) 49-60 Months 5.74% 18.74% Up to 115% financing; max. 5-year term & $40,000
New/Used Motorcycle (2002 & Newer) 61-72 Months 6.74% 12.74% Up to 115% financing; max. 6-year term & $40,000
New/Used Motorcycle (2002 & Newer) 73-84 Months 7.74% 10.24% Up to 115% financing; max. 7-year term & $40,000

Boat Rates

Rates Effective: 06/26/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used Boat (1998 & Newer) 6-84 Months 3.74% 15.74% Up to 105% financing; max. 7-year term & $125,000
New/Used Boat (1998 & Newer) 85-120 Months 4.24% 16.24% Up to 105% financing; max. 10-year term & $125,000
New/Used Boat (1998 & Newer) 121-144 Months 4.74% 9.74% Up to 105% financing; max. 12-year term & $125,000
New/Used Boat (1998 & Newer) 145-80 Months 5.24% 7.74% Up to 105% financing; max. 15 year term & $125,000

RV Rates

Rates Effective: 06/26/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
New/Used RV (1998 & Newer) 6-84 Months 3.74% 15.74% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1998 & Newer) 85-120 Months 4.24% 16.24% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1998 & Newer) 121-144 Months 4.74% 9.74% Up to 105% financing; max. 15-year term & $125,000
New/Used RV (1998 & Newer) 145-180 Months 5.24% 7.74% Up to 105% financing; max. 15-year term & $125,000