Auto, Boat, Motorcycle & RV Rates
New Auto Rates
Rates Effective: 01/01/2019Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New Auto (2017 & Newer) 6-36 Months- | 3.24% | 17.24% | Up to 130% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2017 & Newer) 37-48 Month | 3.49% | 17.74% | Up to 130% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2017 & Newer) 49-60 Months | 3.74% | 18.24% | Up to 130% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2017 & Newer) 61-72 Months | 3.99% | 14.74% | Up to 130% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| New Auto (2017 & Newer) 73-84 Months | 4.24% | 7.74% | Up to 130% financing; max. 7-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
Used Auto Rates
Rates Effective: 01/01/2019Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. | Used Auto (2012-2016) 6-36 Months | 3.49% | 17.74% | Up to 130% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
|---|---|---|---|
| Used Auto (2012-2016) 37-48 Months | 3.74% | 18.24% | Up to 130% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2012-2016) 49-60 Months | 3.99% | 18.74% | Up to 130% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2012-2016) 61-72 Months | 4.24% | 15.24% | Up to 130% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2012-2016) 73-84 Months | 4.49% | 7.99% | Up to 130% financing; max. 7-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2000-2011) 6-36 Months | 4.99% | 19.74% | Up to 130% financing; max. 3-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2000-2011) 37-48 Months | 5.24% | 20.24% | Up to 130% financing; max. 4-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2000-2011) 49-60 Months | 5.49% | 20.74% | Up to 130% financing; max. 5-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2000-2011) 61-72 Months | 5.74% | 9.24% | Up to 130% financing; max. 6-year term & $75,000 Lowest rate shown applies to LTV less than 100% |
| Used Auto (2000-2011) 73-84 Months | 5.99% | 9.49% | *{ rate:automotorcyclervboat:30:termsother-info }} |
First Time Auto Buyer
First Time Buyer Program is for applicants with no auto credit history and no credit score (or less than 620.); minimum 1-year employment history; NO late payment history on existing credit accounts; income verification required; two personal references required; proof of insurance required. Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rate* | Terms/Other Info. |
|---|---|---|
| New/Used Auto (6-36 Months) | 8.74% | Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV |
| New/Used Auto (37-48 Months) | 9.74% | Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV |
| New/Used Auto (49-60 Months) | 10.74% | Max. loan amount is 6X gross monthly income or $25,000, whichever is less; Maximum 110% LTV |
Motorcycle Rates
Rates Effective: 01/01/2019Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used Motorcycle (2004 & Newer) 6-48 Months | 4.74% | 17.74% | Up to 115% financing; max. 4-year term & $40,000 |
| New/Used Motorcycle (2004 & Newer) 49-60 Months | 5.74% | 18.74% | Up to 115% financing; max. 5-year term & $40,000 |
| New/Used Motorcycle (2004 & Newer) 61-72 Months | 6.74% | 12.74% | Up to 115% financing; max. 6-year term & $40,000 |
| New/Used Motorcycle (2004 & Newer) 73-84 Months | 7.74% | 10.24% | Up to 115% financing; max. 7-year term & $40,000 |
Boat Rates
Rates Effective: 01/01/2019Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used Boat (2000 & Newer) 6-84 Months | 4.24% | 16.24% | Up to 105% financing; max. 7-year term & $125,000 |
| New/Used Boat (2000 & Newer) 85-120 Months | 4.74% | 16.74% | Up to 105% financing; max. 10-year term & $125,000 |
| New/Used Boat (2000 & Newer) 121-144 Months | 5.24% | 9.74% | Up to 105% financing; max. 12-year term & $125,000 |
| New/Used Boat (2000 & Newer) 145-180 Months | 5.74% | 8.24% | (Up to 105% financing; max. 15 year term & $125,000 |
RV Rates
Rates Effective: 01/01/2019Click Here to APPLY NOW!*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications and LTV. Maximum aggregate unsecured balance(s) not to exceed $35,000. |
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| Type | Rates From* | Rates Up To* | Terms/Other Info. |
|---|---|---|---|
| New/Used RV (2000 & Newer) 6-84 Months | 4.24% | 16.24% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (2000 & Newer) 85-120 Months | 4.74% | 16.74% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (2000 & Newer) 121-144 Months | 5.24% | 10.24% | Up to 105% financing; max. 15-year term & $125,000 |
| New/Used RV (2000 & Newer) 145-180 Months | 5.74% | 8.24% | Up to 105% financing; max. 15-year term & $125,000 |