Convenience Loan Rates

Rates Effective: 02/15/2017

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*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Type Rates From* Rates Up To* Terms/Other Info.
Personal Loan (Fixed Rates) 6.99% 25.99% Max. 5-year term; min. $500 and max. $25,000 loan amounts
Share Secured 4.50% 4.50% Max. 5-year term; max. secured amount $300,000; loan amount secured by primary savings
Certificate Secured 3.50% Over CD Rate Max. 5-year term; max. secured amount $300,000; loan amount secured by certificate
Gateway Line of Credit 27.99% Variable rate; Prime +23.99%, adjusted quarterly; min. rate 27.99%; max. rate 39.99%
Personal Line of Credit (Variable Rates) 9.99% 18.99% Variable rate; Prime +6.74% to 15.74%, adjusted quarterly; max. rates 14.99% to 23.99%; credit limits from $500 to $25,000; NO cash advance, overlimit or annual fee.