Share & IRA Certificate Rates

The rates below are for our current Share & IRA Certificates (not all terms are available as IRA certificates) – for other account or loan rates, please refer to the menu at the left. For more rate information that is not listed here, please feel free to contact us!

Rates Effective: 06/01/2011

*Annual Percentage Yield. Rates and terms are subject to change without notice. Fees could reduce the earnings on these accounts; a penalty may be imposed on certificate accounts if any of the principal balance is withdrawn before the maturity date.

**Term not available as IRA Certificate.

Type Dividend Rate* APY* Min. to Open Compounds & Credits
3-Mo. Term**
$1000-$49,999.99
0.20% 0.20% $1000 Monthly
3-Mo. Term**
$50,000-$99,999.99
0.25% 0.25% $50,000 Monthly
3-Mo. Term**
$100,000+
0.30% 0.30% $100,000 Monthly
6-Mo. Term
$1000-$49,999.99
0.25% 0.25% $1000 Monthly
6-Mo. Term
$50,000-$99,999.99
0.30% 0.30% $50,000 Monthly
6-Mo. Term
$100,000+
0.35% 0.35% $100,000 Monthly
12-Mo. Term
$1000-$49,999.99
0.40% 0.40% $1000 Monthly
12-Mo. Term
$50,000-$99,999.99
0.45% 0.45% $50,000 Monthly
12-Month Term
$100,000+
0.50% 0.50% $100,000 Monthly
18-Mo. Term
$1000-$49,999.99
0.50% 0.50% $1000 Monthly
18-Mo. Term
$50,000-$99,999.99
0.55% 0.55% $50,000 Monthly
18-Mo. Term
$100,000+
0.60% 0.60% $100,000 Monthly
24-Mo. Term
$1000-$49,999.99
0.65% 0.65% $1000 Monthly
24-Mo. Term
$50,000-$99,999.99
0.70% 0.70% $50,000 Monthly
24-Mo. Term
$100,000+
0.75% 0.75% $100,000 Monthly
30-Mo. Term**
$1000-$49,999.99
0.80% 0.80% $1000 Monthly
30-Mo. Term**
$50,000-$99,999.99
0.85% 0.85% $50,000 Monthly
30-Mo. Term**
$100,000+
0.90% 0.90% $100,000 Monthly
36-Mo. Term
$1000-$49,999.99
0.95% 0.95% $1000 Monthly
36-Mo. Term
$50,000-$99,999.99
1.00% 1.00% $50,000 Monthly
36-Mo. Term
$100,000+
1.05% 1.06% $100,000 Monthly
48-Mo. Term
$1000-$49,999.99
1.15% 1.16% $1000 Monthly
48-Mo. Term
$50,000-$99,999.99
1.20% 1.21% $50,000 Monthly
48-Mo. Term
$100,000+
1.25% 1.26% $100,000 Monthly
60-Mo. Term
$1000-$49,999.99
1.39% 1.40% $1000 Monthly
60-Mo. Term
$50,000-$99,999.99
1.44% 1.45% $50,000 Monthly
60-Mo. Term
$100,000+
1.49% 1.50% $100,000 Monthly