Visa Credit Card Rates

Rates Effective: 02/15/2017

Click Here to APPLY NOW!

*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Maximum aggregate unsecured balance(s) not to exceed $35,000.

Visa USA charges a 1% currency Conversion/International Service Assessment fee for each transaction done in a foreign country or in a foreign currency.

Type Rates From* Rates Up To Terms/Other Information
Visa Rewards
(Unsecured)
Earn cash and/or gift cards on purchases; $1=1 point
9.99% 27.99% Variable Rate; Prime +6.74% to 24.74%, adjusted quarterly, maximum rates are 15.99% APR* to 35.99% APR*
Minimum payment is the greater of 2% of the balance or $25; credit limits from $500-$25,000; 25-day grace period; 2% cash advance fee; NO overlimit fee. $25 annual fee is waived with minimum $5000 in purchases January-December each year.
Visa Gold
(Unsecured)
Includes the Passport Every Day Savings Benefit at NO Charge
8.99% 26.99% Variable Rate; Prime +5.74% to +23.74%, adjusted quarterly, maximum rates are 14.99% APR* to 34.99% APR*
Minimum payment is the greater of 2% of the balance or $25; credit limits from $500-$25,000; 25-day grace period; 2% cash advance fee; NO overlimit & NO annual fees.
Share Secured Visa Gold 13.99% 13.99% Variable Rate; Prime +10.74%, adjusted quarterly; maximum rate is 19.99% APR*
Minimum payment is $25; credit limit min. $500, max. $5000; 25-day grace period; 2% cash advance fee; NO annual fee.