Real Estate Loans Servicing Washington, Oregon, Alaska and Idaho
Mortgage Loan Advisors are available Monday-Friday 8:00am to 6:00pm
- A stress-free application – you can relax knowing we will walk you through each step of the mortgage1 process.
- Purchase a home, or refinance your existing mortgage – programs available from ZERO% DOWN!
- Get your current mortgage payoff on the Fast Track! 2
- Have confidence knowing you are getting a good deal from people you can trust.
- Review loan options, sign up for Rate Watch, review disclosures (requires log-in) or APPLY in our Home Loan Center (does not apply to the Fast Track Loan – see below.)
Per the Secure and Fair Enforcement (SAFE) Act, Nationwide Mortgage Licensing System (NMLS) registration information is available by request.
Mortgage Loan Disclosures
1 Rate received is subject to credit approval; Mortgage loan insurance may be required. Payment Example: Mortgage Loan amount of $225,000 at 4.000% for 30 year term has an estimated Principal & Interest payment of $1,074.18.
2 Approved rate and term are based on applicant’s credit history and Qualstar’s lending guidelines. Loan amounts up to $250,000; maximum 70% LTV. A full appraisal may be required; in such cases the appraisal fee is charged and collected up-front from the member. No escrow account required. Applies to both owner occupied and non-owner occupied properties in Washington, Oregon and Alaska. No set-up fees are charged to the member at funding. The set-up costs paid by the credit union, which range from $200 to $500 depending on the transaction, will be reimbursed by the member if the loan is paid off and closed within 3 years of opening. Flood/Hazard certificate and property insurance required. Member is responsible for property tax & insurance payments. Payment Example: FastTrack Loan amount of $75,000 at 4.375% for 120 month term has an estimated Principal & Interest payment of $772.95.