Vehicle Loans Ready to hit the open road, sea, lake or trail...?
Auto Refinance
Relief from high payments and rates! Move your existing auto loan to Qualstar, and we may be able to lower your rate and your payment.
Making your current auto loan rates and payments lower is our specialty. If you have financing that isn’t the best it can be, simply give us a call to apply and we’ll see if we can give you a better deal.
Auto Purchase
Or, when you’re ready to purchase a new (or used) car, call us to get pre-approved. You can also go directly to the dealer and tell them you’re a member of Qualstar to get financing right at the dealership through the CUDL network!
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90 Days NO Payments!*
Whether you’re purchasing a new car or switching your existing auto loan financing to Qualstar, you may be able to take a vacation from your loan payments and use the money for other things…unexpected expenses, paying off other bills, or even an actual vacation! With the national average new auto loan payment at $716.00 per month ($526.00 for used autos)1, that could end up being a lot of extra CASH for your pocket!
*No payments for 90 days offer is for new/used purchase or non-Qualstar refinanced vehicles; not available on in-house refinances or loans approved though our First Time Buyer program. Interest begins accruing on the day your loan is funded.
1Source Credit: Bankrate
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Guaranteed Asset Protection (GAP)
Pay LESS for GAP Coverage on Your Vehicle
To cover the cost to replace your vehicle in the event of a complete loss, add GAP coverage at the dealership to your loan for a lot less than the dealership price.
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Vehicle Loan Disclosures
*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications, LTV, and model year.
**First Time Buyer Program is for applicants with no auto credit history and no credit score (or less than 620.); minimum 1-year employment history; NO late payment history on existing credit accounts; income verification required; two personal references required; proof of insurance required.
Click here for all loan fees (fees may not apply to this loan type.)
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