Checking Accounts
Simply Checking
- Our basic account, with additional features & benefits
- Low $3 monthly fee – waived with any one of the following: eStatements, $250 minimum balance, an open loan, having no activity within the month, or if member is age 60 years or older.
- Home Banking with Bill Payer & Remote Deposit
- All balances earn dividends
- Join Us Today!
Shop around and compare
A basic checking account that actually pays dividends with no minimum balance to earn them is nearly impossible to find…until now!1
Everything a checking account needs:
- Earns dividends on any balance!
- Unlimited Access to Your Funds
- Visa® Debit Card
- Home Banking with Bill Payer
- Surcharge-FREE ATM Network
1 Checking accounts require passing ChexSystems.
Premier Checking
- Earns a higher rate, with a low $2500 minimum balance
- PLUS…all the convenience of a traditional checking account
- Join Us Today!
Checking with perks:
An account for those who tend to have a higher balance, with the same benefits as our Simply Checking account, and more1:
- Earns a higher rate (minimum balance of $2500)
- FREE Checks
- FREE Money Orders
- Unlimited Access to Your Funds
- Visa Debit Card Access
- Home Banking with Bill Payer & Remote Deposit
- Surcharge-FREE ATM
- Higher Daily ATM and Debit Card Limits
1 Checking accounts require passing ChexSystems.
Visa Debit Card
- Use anywhere Visa is accepted for immediate access to the funds in your checking account
- Make purchases, withdraw cash, buy gas & groceries…this card does it all!
- Fraud protection with our 24/7 monitoring service – real time text alerts to verify transactions
- Join Us Today!
Ultimate Convenience & Real Time Protection
Our Visa Debit Card is a compact version of your checkbook that can be used anywhere Visa or debit cards are accepted as well as at ATMs worldwide.
And, have peace of mind with Fraud Center alerts – when purchases are made outside of your “typical” spending behavior, a text alert will be sent immediately to give you an opportunity to approve or deny the transaction. Most times this will happen when you are at the register or even checking out online, but if you’re sitting at home and the Fraud Center thinks you’re shopping at Home Depot in Eugene, OR you can instantly deny the transaction from posting.
Make the most of your Debit Card:
- Record your purchases and withdrawals in a check register
- Keep your PIN safe – never have it with your card
- Request cash back from purchases instead of risking ATM fees
- Many Debit Card transactions will clear immediately or place a hold on the funds in your account – make sure the funds are available at the time you are using the card