NO FEE Balance Transfer Tired of high fees and oversized monthly payments?

Transfer your balance(s) from other bank and retail cards to a Qualstar Visa® Credit Card and take control of your debt—without the extra fees*.
Why a No-Fee Visa® Balance Transfer Makes Sense:
- Lower your monthly payments**
- Pay down (or off) debt faster
- Same low rate** for purchases and transfers
- Did we mention there are no balance transfer fees?
How to submit a Visa® Balance Transfer:
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Quickest & Easiest! Online Services Web Form
For Online Services users, log-in and go to the Transfer & Pay drop-down to access the "Visa Balance Transfer" secure web form. Enter the information for each debt* (payee, balance, etc.) and submit your balance transfer in just a few clicks!
Not a user? Download our Mobile Banking app (iPhone or Android), and register for instant access (requires an email address on the account.)
*Checks will be created and mailed to each payee - follow-up communication is provided via Secure Messages in Online Services.
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Printable Balance Transfer Form
If you prefer a printed form, you can access the Visa Balance Transfer PDF from our Printable Forms page. Completed and signed forms can be submitted as follows:
- Drop it off at any Branch location
- Fax it to (425) 641-4826
- Mail it to: PO Box 3050 Bothell, WA 98041-3050
*Other credit card fees include: cash advance fee - 2% of cash advance; foreign transaction fee - Visa USA charges a 1% currency Conversion/International Service Assessment fee for each transaction done in a foreign country or in a foreign currency. For current rates and fees, go to www.qualstarcu.com/credit-card-rates or call 1-800-848-0018. For full credit card program details, go to qualstarcu.com/visa.
**Rate is determined based on your credit criteria in accordance with Qualstar’s loan policies and will be disclosed when you open(ed) the account. Not all applicants will be approved and not all approved applicants will receive the lowest rate.
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