Checking Account Options We can help you choose the right checking account!

Compare Checking Rates

Simply Checking

as high as

0.10 % APY*

Premier Checking

as high as

0.50 % APY*
A woman shops in a store with a basket on her arm

Simply Checking

Our basic account, with additional features & benefits1:

  • Earns dividends on any balance!
  • Access your funds with a Visa® Debit Card 
  • Get cash with NO FEES using the Co-op Surcharge-FREE ATM Network
  • Easily view transactions and more with Online Services
  • Low monthly service fee is waived with any one of the following: eStatements, $250 minimum balance, an open loan, having no activity within the month, or if member is age 60 years or older.

1 Checking accounts require passing ChexSystems.

Not a Member? Join Today!
older couple with a laptop

Premier Checking

An account for those who tend to have a higher balance1:

  • Earns a higher dividend rate than Simply Checking (minimum balance of $2500)
  • Low monthly service fee is avoided by keeping a $2,500 minimum balance for the entire month
  • Higher Daily ATM and Visa® Debit Card Limits
  • Get cash with NO FEES using the Co-op Surcharge-FREE ATM Network
  • FREE Checks and Money Orders 
  • Download the Mobile Banking app to view transactions, and more

1 Checking accounts require passing ChexSystems.

Not a Member? Join Today!
Qualstar Visa Debit Card
     

    Visa® Debit Card

    • Use anywhere Visa is accepted for immediate access to the funds in your checking account
    • Make purchases, withdraw cash, buy gas & groceries…this card does it all!
    • Fraud protection with our 24/7 monitoring service – real time text alerts to verify transactions
    Contact Us to Order Your Card

    Ultimate Convenience & Real Time Protection

    Our Visa Debit Card is a compact version of your checkbook that can be used anywhere Visa or debit cards are accepted as well as at ATMs worldwide.

    And, have peace of mind with Fraud Center alerts – when purchases are made outside of your “typical” spending behavior, a text alert will be sent immediately to give you an opportunity to approve or deny the transaction. Most times this will happen when you are at the register or even checking out online, but if you’re sitting at home and the Fraud Center thinks you’re shopping at Home Depot in Eugene, OR you can instantly deny the transaction from posting.

    Make the most of your Debit Card:

    • Review transactions and purchases with Online Services - you can also access tools to manage your card within Mobile and Home Banking
    • Keep your PIN safe – never keep it with your card
    • Request cash back from purchases instead of risking ATM fees - or use one of the many fee-free Co-op Network ATMs
    • Many Debit Card transactions will clear immediately or place a hold on the funds in your account – log-in to our Mobile Banking app on the spot to make sure the funds are available at the time you are using the card