There's no place like the Pacific Northwest!

Kidsinleaves

Brenda is 100% Committed to Saving our Members’ Money!

This member stopped by the Federal Way branch on Friday to refinance his auto loan in order to reduce his payments and save some money. While processing his application I saw he had other high rate loan and credit card balances, and knowing he was committed to saving money I mentioned the benefits of our two Visa Credit Cards. He said, “You’re right, but I do not want to do anymore work.” I told him I would take care of everything

Carol turns a member’s simple request into life-changing savings!

When this member called in and asked for her balances, I made sure she knew how awesome our Mobile Banking App is for account info. and all of the other features it offers. After we finished getting her set-up with online access, I asked if she had any credit cards with balances that might be good to do a balance transfer with 1% rebate to her Qualstar Visa credit card and she said, “Yes.” I let her know we may be able to save her some money

Taking care of man’s best friend turns into saving $1000 each month, thanks to Teresa!

This member’s original request was for a $2,000 loan, but his application was denied because of too much existing debt. After receiving that decision, he called back with questions and I was the one who spoke to him. After I answered his questions, and learned the original loan was to pay for his dog’s surgery, I checked on the value of his home and offered to see if an equity loan to consolidate his high rate debt would be a good solution. He liked that idea, so we got started on his equity loan application. When the approval came back, I noticed a full pre-paid appraisal report would be required. I knew he wouldn’t have the amount needed to pay for the report, so I quickly came up with another option to help take care of it. I created an additional application for a Personal Line of Credit, and noted the funds would be used to pay for the full appraisal report, pay off an existing auto loan with us, AND there would be enough left to pay for his dog’s surgery. When I submitted it for a decision, the application came back APPROVED! When I called him back to explain what we could do, he happily accepted the Personal Line of Credit deal to take care of those few expenses, which put him in a better situation to get an equity loan to pay off his other high rate debt.

The appraisal report came back a couple of weeks later, and the $100,000 Advantage Equity loan funded shortly after that. We were able to pay off another existing auto loan and paid off ALL of his (and his wife’s) unsecured credit card debt. We lowered their total monthly payments by over $1,000.00 and he will no longer be struggling to pay all of those individual credit card balances here & there. And most importantly, his dog is doing GREAT!

    Now Accepting Applications for 2020 Scholarships!

    Gradcap

    We are now accepting applications for our 2020 Edward G. Streuli Scholarship program! Each recipient will receive $2000 to use toward continuing their education at a college, university or trade school for the 2020/2021 school year.

    To apply, please visit our Scholarship page.

    You're a part of the QCU Community!

    Hearthands

    As an organization that serves members from many communities, we have made a commitment to support events and efforts that directly impact our membership. Most notably, our partnership with local Boys & Girls Clubs which includes fundraising and volunteering throughout the year.

    For a list of other events we are sponsoring, please visit our QCU Community page.