Savings Accounts Find the right place to keep your hard-earned money!
Money Market ACCOUNTS – TWO Options!
- Money Market account balances are insured up to $250,000 by the NCUA!
- Tiered rates for higher balances, with one of the highest rates around!
- Your funds have flexibility – you can access your funds at any time.
When you make the decision to put your money into a Qualstar Money Market account, you’re choosing an account with high earning potential and flexibility. Compare our rates to local financial institutions. Not a member? Become a Member Today!
Premier Money Market
A very competitive rate option, when a $10,000 average daily balance is maintained throughout the month and eStatements are received. If the average daily balance is below $10,000 at the end of the month, and/or if eStatements are disabled, the regular Money Market tier rate is earned for that period.
Premier Money Market Rates & Tiers
Money Market
A traditional Money Market account, with tiered rates that provide an opportunity to earn more based on your balance. Minimum $2,500 balance required to earn lowest rate, with no other account requirements.
Money Market Rates & FeesSavings Accounts
Basic Savings Account
Our basic savings account…earns dividends on any balance and comes with all the benefits of membership at Qualstar:
- A good option to start your saving journey
- No minimum balance required
- Not a member? Become a Member Today!
What are you “Saving 4?”
We know it’s not easy to save money in general – and we want to make it easier by giving you options to set specific goals to save for the things you want to buy, the things you want to do, or even the things that you don’t know are going to happen yet. That’s why we’ve created a term savings account that gives YOU more…
- YOU decide the goal (holidays, vacation, bills, etc.)
- YOU choose the term (6-24 months1)
- YOU make regular deposits (any time, no minimum/maximum) - set-up scheduled transfers in Online Services and the hard work is done
- YOU earn dividends and watch your savings grow
When the term has ended, the money you have saved automatically transfers into your Checking or Money Market1 – you can also choose to put it back into your “Saving4” account if you want to keep the momentum going.
1 A fee applies if funds are withdrawn prior to the term ending.
Saving 4 Account RatesIRAs and Certificates
Individual Retirement Accounts (IRAs)
It’s never too early to start planning for retirement! Start with opening an Individual Retirement Account (IRA) - it's a great way to invest for the future and the money you set aside may be tax deductible (consult your tax advisor).
- A convenient, simple way to start your retirement plan.
- Also a great option when you want to move existing retirement accounts.
- Not a member? Become a Member Today!
Make regular deposits into an IRA Money Market Account, or place a fixed amount into an IRA Certificate - we offer Traditional and Roth IRAs with a variety of terms to choose from.
IRA Options Rates & Terms
Certificate Options
Share Certificates provide you with the option of earning a higher dividend rate by investing your money for a designated period of time. Choose the term that best fits your financial needs, and the tier for the balance you want to invest – the rate is based on the amount you deposit and for how long.
- Regular and IRA Certificates from three (3) to 60-month terms.
- Competitive rates…so the more you save the more you earn!
- A low minimum – just $1000 minimum to open.
- Not a member? Become a Member Today!
The more you save, the more you earn
With our tiered rate structure, we can pay you the highest rate you qualify for based on the total balance of all your certificates. We’ll add up the amounts and you’ll get credit for the total you have invested, even if they are in separate certificates!
Certificate Rates & Terms