Credit Cards

Visa Gold

  • NO annual fee
  • Passport every day savings benefit provided at NO CHARGE (a value of up to $150/year, if purchased separately)
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • Travel Accident, Trip Cancellation & Purchase Security Insurance
  • Apply Now!

A Qualstar Visa Gold also comes with savings built-in!

Passport Corporate

The Passport benefit provides immediate savings on anything from dry cleaning to fine dining to auto repairs to your daily cup of coffee! Simply use your Qualstar Visa Gold card to pay at participating merchants, and your savings are included in the bill!2 A Passport membership at this level, if purchased separately, is $150/year…with a Qualstar Visa Gold Card, it’s added at NO ADDITIONAL CHARGE!

Go Mobile with Passport!

Use your mobile phone to find Passport merchants in the area (wherever you are) – iPhone App and Android App are available.

Visa Card

Peace of Mind
Use your card anywhere Visa is accepted and, with 24/7 fraud monitoring, you can rest assured your account and purchases will be protected!

A Visa with a lot to offer, and nothing to hide…
Our Visa Gold is the perfect choice if you want a straightforward credit card accepted worldwide with a low rate and low fees.

2 The Passport Corporate benefit is applied to ALL Qualstar Visa Credit Cards at no cost to the member. A directory of participating merchants is available at Passport. The card number is required for registration to view the full website. Each discount is applied at the time of purchase simply by using the Qualstar Visa Credit Card to pay. Any requests or complaints regarding the participating merchants can be directed to Passport at 1-800-828-4604.


Visa +Rewards

  • $1 = 1 Point – redeem points for CASH & Gift Cards
  • Receive additional savings with the Passport every day savings benefit provided at NO CHARGE (a value of up to $150/year, if purchased separately)
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • DOUBLE POINTS on all card purchases the first 30 days
  • Review and redeem rewards easily from within Home Banking
  • Travel Accident, Trip Cancellation & Purchase Security Insurance
  • Apply Now!

Our Visa Rewards Card pays you back with cash and gift certificates, just for using your card!

Enjoy the flexibility of shopping online, visiting your favorite retail stores, or getting cash rebates with your Qualstar Visa Rewards points. All with the convenience of tracking your points and redeeming your rewards via Home Banking!

AND, with each new card opened the first 30 days of purchases earn DOUBLE points (does not apply to balance transfers or cash advances.)

*Annual fee waived the first year, and then each year after with minimum purchase of $5000 Jan.-Dec.
*Low, variable rates

Compare our Rewards card to a traditional travel or airline rewards card…

Because our rewards are paid out in the form of cash or gift certificates, you actually have MORE FLEXIBILITY when it comes to using your rewards for travel. Simply redeem your points and use the cash or gift certificate for your travel needs – no blackout dates, limited usage, or waiting for travel certificates – but still the benefit of accumulating and using your points for travel!

Visa Rewards that make sense and are easy to redeem.

Our Visa Rewards Program gives you more options because it’s tailored specifically for Qualstar members. Rewards are not tied to specific companies or merchandise and there’s no need to visit special websites or make purchases at specific merchants to earn points. Simply use your Visa Rewards Card and watch the points add up. When you have enough points for the reward of your choice, just submit your redemption request via the Visa Rewards section in Home Banking. That’s all there is to it!

A Qualstar Visa +Rewards also comes with additional savings built-in!

The Passport benefit provides immediate savings on anything from dry cleaning to fine dining to auto repairs to your daily cup of coffee! Simply use your Qualstar Visa +Rewards card to pay at participating merchants, and your savings are included in the bill!1 A Passport membership at this level, if purchased separately, is $150/year…with a Qualstar Visa +Rewards Card, it’s added at NO ADDITIONAL CHARGE!

1 The Passport Corporate benefit is applied to ALL Qualstar Visa Credit Cards at no cost to the member. A directory of participating merchants is available at Passport. The card number is required for registration to view the full website. Each discount is applied at the time of purchase simply by using the Qualstar Visa Credit Card to pay. Any requests or complaints regarding the participating merchants can be directed to Passport at 1-800-828-4604.


Share Secured Credit Builder Visa

  • Build (or re-build) your credit, simply by making regular payments
  • Passport every day savings benefit provided at NO CHARGE (Gold cards only-a value of up to $150/year, if purchased separately)
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • No rate penalties and all the benefits of a Qualstar Visa Gold
  • Apply Now!

If you have no credit history, or have had credit challenges in the past, a Share Secured Credit Builder Visa is the perfect way to get back on track and establish (or re-establish) positive credit history.

How does it work?

  • A Share Secured Credit Builder visa starts with a deposit which is held as the original credit balance of a VISA Gold (credit limits of $500 up to $5000 are available.)
  • Once payments are made and principal balance becomes available, charges can be made against the available credit balance.
  • As payments are made regularly under the terms and conditions of the account, positive credit history is being created.
  • After a period of positive activity, an application can be made to change the account to an unsecured VISA Gold and, if approved, the original deposit is released.