Credit Cards

Qualstar Gold Visa® Card

  • Image of Visa Gold Card

  • • NO annual fee
    Passport every day savings benefit provided at NO CHARGE (a value of up to $150/year, if purchased separately)
    1% REBATE on balance transfers ($150/year max., does not apply to Equity Visas; reward pts. are not earned on transfers)
    • Travel Accident, Trip Cancellation & Purchase Security Insurance
    • Fraud protection with our 24/7 monitoring service – real time text alerts to verify transactions1
    Apply for a Loan!

A Qualstar Gold Visa Card also comes with savings built-in!

Passport Corporate

The Passport benefit provides immediate savings on anything from dry cleaning to fine dining to auto repairs to your daily cup of coffee! Simply use your Qualstar Gold Visa Card to pay at participating merchants, and your savings are included in the bill!2 A Passport membership at this level, if purchased separately, is $150/year…with a Qualstar Gold Visa Card, it’s added at NO ADDITIONAL CHARGE!

Go Mobile with Passport!

Use your mobile phone to find Passport merchants in the area (wherever you are) – iPhone App and Android App are available.

Visa Card

A Visa with a lot to offer, and nothing to hide…
Our Qualstar Gold Visa Card is the perfect choice if you want a straightforward credit card accepted worldwide with a low rate and low fees.


Qualstar +Rewards Visa® Card

  • Image of Visa +Rewards Card

  • • NO Annual Fee
    • $1 = 1.5 Points – redeem points for CASH
    1% REBATE on balance transfers ($150/year max., does not apply to Equity Visas; reward pts. are not earned on transfers)
    • Review and redeem your points for CASH rewards easily in Online Services
    • Travel Accident, Trip Cancellation & Purchase Security Insurance
    Apply for a Loan!

Our Qualstar +Rewards Visa Card pays you back with CASH, just for using your card!

Enjoy the flexibility of cash rebates with your Qualstar +Rewards Visa points ($1=1.5 pts.) – all with the convenience of tracking your points and redeeming your CASH rewards by logging in to Mobile or Home Banking and choosing the “Visa +Rewards” widget. From there, you can choose your reward amount (minimum 10,000 to redeem) and it will be deposited into your checking account, or savings if no checking is available (if neither are available, the reward is applied to the card balance.)

*Low, variable rates

Compare our Rewards card to a traditional travel or airline rewards card…

Because our rewards are paid out in the form of cash, you actually have MORE FLEXIBILITY when it comes to using your rewards for travel. Simply redeem your points (1.5 pts. = $1) for CASH in Mobile or Home Banking and use it for your airfare, or your hotel, or spending money – no blackout dates, no limited usage, and no waiting for travel certificates – but still the benefit of accumulating and using your points for travel!

Rewards that make sense and are easy to redeem from anywhere, at any time via Online Services.

Since rewards are not tied to specific companies or merchandise, there’s no need to visit special websites or make purchases at specific types of merchants to earn and/or redeem points. All you have to do is use your Qualstar +Rewards Visa Card anywhere and watch the points add up.5. When you have enough points to redeem for CASH (minimum 10,000 for $100, increments of $50 available), simply log-in to Mobile or Home Banking and choose “Visa +Rewards” – that’s all there is to it!


1 When purchases are made outside of your “typical” spending behavior, a text alert will be sent immediately to give you an opportunity to approve or deny the transaction. Most times this will happen when you are at the register or even checking out online, but if you’re sitting at home and the Fraud Center thinks you’re shopping at Home Depot in Eugene, OR you can instantly deny the transaction from posting.

2 The Passport Corporate benefit is applied to Qualstar Gold Visa Cards at no cost to the member. A directory of participating merchants is available at Passport. The card number is required for registration to view the full website. Each discount is applied at the time of purchase simply by using the Qualstar Gold Visa Card to pay. Any requests or complaints regarding the participating merchants can be directed to Passport at 1-800-828-4604.