Credit Cards

Visa Gold

  • NO annual fee
  • Passport every day savings benefit provided at NO CHARGE (a value of up to $150/year, if purchased separately)
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • Travel Accident, Trip Cancellation & Purchase Security Insurance
  • Apply Now!

A Qualstar Visa Gold also comes with savings built-in!

Passport Corporate

The Passport benefit provides immediate savings on anything from dry cleaning to fine dining to auto repairs to your daily cup of coffee! Simply use your Qualstar Visa Gold card to pay at participating merchants, and your savings are included in the bill!2 A Passport membership at this level, if purchased separately, is $150/year…with a Qualstar Visa Gold Card, it’s added at NO ADDITIONAL CHARGE!

Go Mobile with Passport!

Use your mobile phone to find Passport merchants in the area (wherever you are) – iPhone App and Android App are available.

Visa Card

Peace of Mind
Use your card anywhere Visa is accepted and, with 24/7 fraud monitoring, you can rest assured your account and purchases will be protected!

A Visa with a lot to offer, and nothing to hide…
Our Visa Gold is the perfect choice if you want a straightforward credit card accepted worldwide with a low rate and low fees.

2 The Passport Corporate benefit is applied to Qualstar Visa Gold Cards at no cost to the member. A directory of participating merchants is available at Passport. The card number is required for registration to view the full website. Each discount is applied at the time of purchase simply by using the Qualstar Visa Gold Card to pay. Any requests or complaints regarding the participating merchants can be directed to Passport at 1-800-828-4604.


Visa +Rewards

  • NO Annual Fee
  • $1 = 1.5 Points – redeem points for CASH
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • DOUBLE POINTS on all card purchases the first 30 days
  • Review and redeem rewards easily from within Home Banking
  • Travel Accident, Trip Cancellation & Purchase Security Insurance
  • Apply Now!

Our Visa +Rewards Card pays you back with CASH, just for using your card!

Enjoy the flexibility of cash rebates with your Qualstar Visa +Rewards points ($1=1.5 pts.) – all with the convenience of tracking your points and redeeming your cash rewards via Home Banking!

AND, with each new card opened the first 30 days of purchases earn DOUBLE points (does not apply to balance transfers or cash advances.)

*Low, variable rates

Compare our Rewards card to a traditional travel or airline rewards card…

Because our rewards are paid out in the form of cash, you actually have MORE FLEXIBILITY when it comes to using your rewards for travel. Simply redeem your points and use the cash for your travel needs – no blackout dates, no limited usage, and no waiting for travel certificates – but still the benefit of accumulating and using your points for travel!

Rewards that make sense and are easy to redeem.

Since rewards are not tied to specific companies or merchandise, there’s no need to visit special websites or make purchases at specific types of merchants to earn and/or redeem points. All you have to do is use your Visa Rewards Card anywhere and watch the points add up. When you have enough points (10,000 pts/$100 minimum to redeem, increments of $25; e.g. $100, $125, $150, etc.) simply submit your cash redemption request via the Visa Rewards section in Home Banking. That’s all there is to it!


Share Secured Credit Builder Visa

  • Build (or re-build) your credit, simply by making regular payments
  • Passport every day savings benefit provided at NO CHARGE (Gold cards only-a value of up to $150/year, if purchased separately)
  • 1% CASH Back on balance transfers ($150/year max., does not apply to Equity Visas)
  • No rate penalties and all the benefits of a Qualstar Visa Gold
  • Apply Now!

If you have no credit history, or have had credit challenges in the past, a Share Secured Credit Builder Visa is the perfect way to get back on track and establish (or re-establish) positive credit history.

How does it work?

  • A Share Secured Credit Builder visa starts with a deposit which is held as the original credit balance of a VISA Gold (credit limits of $500 up to $5000 are available.)
  • Once payments are made and principal balance becomes available, charges can be made against the available credit balance.
  • As payments are made regularly under the terms and conditions of the account, positive credit history is being created.
  • After a period of positive activity, an application can be made to change the account to an unsecured VISA Gold and, if approved, the original deposit is released.