Vehicle Loans

Auto Loans

  • Lower rates mean lower payments – and that’s more money in your pocket!
  • New or used, purchase or refinance – loans with terms that meet your needs
  • Additional options for your loan, including GAP coverage
  • Apply for a Loan!


Or, when you’re ready to purchase a new (or used) car, call us to get pre-approved. You can also go directly to the dealer and tell them you’re a member of Qualstar to get financing right at the dealership through the CUDL network!

90 Days No Payments1

Whether you’re purchasing a new car or switching your existing auto loan financing to Qualstar, you may be able to take a vacation from your loan payments and use the money for other things…unexpected expenses, paying off other bills, or even an actual vacation! With the national average auto loan payment at $482.00 per month2, that could end up being a lot of extra CASH for your pocket!

1 90-day no payment offer is for new/used purchase or non-Qualstar refinanced vehicle loans only; 90-day no pay offer, loan approval, rate and term received is based on applicant’s credit history.

2 Source:

Refinances (a.k.a. moving your loan)

  • Move your existing auto loan to Qualstar
  • We may be able to lower your rate & your payment
  • Apply for a Loan!

Relief from high payments and rates

Making your current auto loan rates and payments lower is our specialty. If you have financing that isn’t the best it can be, simply give us a call to apply and we’ll see if we can give you a better deal.

OR, you can Apply for a Loan Online or visit any of our branch locations and apply in person!

GAP Coverage for your Auto Loan Refinance at NO Charge1

To cover the cost to replace your auto in the event of a complete loss, when you refinance your auto loan at Qualstar, you may qualify for GAP at no charge (a $375 value.)

1 Certain qualifications apply to GAP at no charge – ask your loan representative for details.