Member Give-Back Member Give-Back BONUS Deposit!
As a result of the business you do with us, we’re happy to share our success in the form of lower fees, competitive rates, and a… BONUS DEPOSIT!
On April 9, 2025 we deposited a one-time BONUS DEPOSIT* to eligible accounts - all deposit amounts were calculated using the categories and requirements listed below.
| Log-in on 4/9 to see your bonus! |
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Who is receiving a one-time bonus?
All member accounts in good standing (no 30+ day delinquent loans or charge-offs) at the close of business on 12/31/2024 will receive the one-time bonus deposit. Eligibility requirements listed above also apply for each category (minimum $20.00 earned in combined categories to receive a bonus deposit, excluding Youth Accounts.)
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How can I find out what my bonus deposit is?
On April 9th log-in to Mobile Banking after 9:00am PST and your deposit will be in your Checking Account transaction history for that day (if no checking exists, the funds are deposited into savings; accounts without a savings or checking will receive a check mailed to the address on the account.) In your transaction history, look for the transaction called, “Member Give Back Bonus” (this is also how it will be displayed on your April account eStatement.)
Not a Mobile Banking** User? Download our app to your iPhone or Android device, follow the prompts to verify your account information, and get instant access to your accounts, transactions, credit score, and many other helpful financial tools and resources!
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How were the bonuses calculated?
On April 9, 2025 we deposited a one-time BONUS DEPOSIT* to eligible accounts - all deposit amounts were calculated using these categories and requirements:
Shares and IRAs......................................... 0.05% Calculated on 2024 total avg. balances; IRA bonuses are deposited separately to the lowest account # IRA as a dividend
Consumer Loans........................................ 0.35% Calculated on 2024 total avg. balances
Real Estate Loans.................................. $35.00 Requires $500+ in interest incurred as of 12/31/24
Active Visa Credit Card...................... $25.00 Minimum 24 purchase/advance transactions as of 12/31/24
Active Checking.................................... $25.00 Minimum $12,000 in deposits within one account as of 12/31/24
Active Online Services User.............. $15.00 Requires eStatements and minimum one log-in during December 2024
Youth Accounts will receive a BONUS too!
StarSavers & MyCash Youth Accounts…..$15.00 All accounts qualify for $15 minimum or more (if other qualifications above are met.)
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Is this the same as the previous “Loyalty Bonus?”
No. This is a one-time deposit made possible by the success we achieved in 2024 and was determined to be possible after reviewing our financials for the previous year.
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Will a bonus happen again next year?
This is a one-time bonus, but we’re always looking for ways to return value—whether through better rates, enhanced services, or other benefits.
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I didn’t get a bonus, but I think I should have – what do I do?
Please call 1-800-848-0018 and a representative can review your account to determine eligibility. If the account does meet the qualifications, a deposit (using the above calculations) will be added. For accounts overdrawn at the time the deposit is paid, the funds were applied to the balance due.
*Deposits were calculated based on account standing at the close of business 12/31/2024 and will be dividends reported on a 2025 1099-INT and/or 1099-MISC tax form(s.) Each total one-time deposit is based on the shares, loans and active services with Qualstar on all accounts combined, which the social security number is listed as the primary. Accounts (excluding Youth) that accumulate less than $20 in total deposit amounts and/or have 12+ months of inactivity (not including certificates) will not receive a deposit. Funds were deposited to the checking account; if no checking exists, the funds are deposited into savings. For accounts without an active savings or checking, a check has been mailed to the address on file; checks not cashed or deposited after 6 months will become void. For accounts overdrawn at the time the deposit is paid, the funds will go toward the balance due. Only accounts in good standing as of 12/31/2024 will receive a deposit. Loans 30+ days delinquent and accounts with charge-offs do not qualify; bankruptcies without a charge-off do qualify.
** Carrier data and message rates may apply. Some account and personal information for the primary member is required for enrollment – call us at 1-800-848-0018 if you need assistance.
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