Home Loan Options An Overview of Qualstar’s Mortgage Products

Why Qualstar?

Qualstar’s Real Estate Lending Department Offers

  • Personal and responsive local service provided by our Mortgage Representatives
  • No-nonsense, fast underwriting decisions and feedback
  • Low fixed rates with terms between 10 and 30 years
  • Low private mortgage insurance (PMI) options available
  • Comprehensive view of borrower’s creditworthiness; help with lower credit scores & financial assets

Real Estate Programs Qualstar Offers to Meet Individual Needs

  • Fannie Mae
  • Home Ready
  • Land Loans
  • Cash Out Refinance
  • Manufactured Homes
  • Investment Properties
  • Second Residence or Vacation Homes
  • Adjustable rate (ARM) mortgages with 5, and 7-year initial fixed rate periods
  • Jumbo (non-conforming) mortgage options up to $2,500,000
  • Portfolio mortgages for special situations

Real Estate Loans Can Be Obtained For Many Purposes

  • Refinance: For cash out to consolidate debts or home improvements; or for a lower interest rate and/or monthly payment
  • Purchase: LTV up to 97% (3%-5% minimum down payment required); ask about our ZERO% down program!

Financing for a Variety of Property Types

  • Single-family homes
  • 2-4 unit dwellings
  • Condominiums
  • Townhomes
  • Planned unit developments
  • Raw Land and Fixed Lot
  • Manufactured homes (title eliminated, real property)
  • Investment Property – purchase or refinance
  • Second residence or Vacation Home – purchase or refinance
  • Commercial Real Estate – purchase or refinance