Home Loan Options An Overview of Qualstar’s Mortgage Products
Why Qualstar?
Qualstar’s Real Estate Lending Department Offers
- Personal and responsive local service provided by our Mortgage Representatives
- No-nonsense, fast underwriting decisions and feedback
- Low fixed rates with terms between 10 and 30 years
- Low private mortgage insurance (PMI) options available
- Comprehensive view of borrower’s creditworthiness; help with lower credit scores & financial assets
Real Estate Programs Qualstar Offers to Meet Individual Needs
- Fannie Mae
- Home Ready
- Land Loans
- Cash Out Refinance
- Manufactured Homes
- Investment Properties
- Second Residence or Vacation Homes
- Adjustable rate (ARM) mortgages with 5, and 7-year initial fixed rate periods
- Jumbo (non-conforming) mortgage options up to $2,500,000
- Portfolio mortgages for special situations
Real Estate Loans Can Be Obtained For Many Purposes
- Refinance: For cash out to consolidate debts or home improvements; or for a lower interest rate and/or monthly payment
- Purchase: LTV up to 97% (3%-5% minimum down payment required); ask about our ZERO% down program!
Financing for a Variety of Property Types
- Single-family homes
- 2-4 unit dwellings
- Condominiums
- Townhomes
- Planned unit developments
- Raw Land and Fixed Lot
- Manufactured homes (title eliminated, real property)
- Investment Property – purchase or refinance
- Second residence or Vacation Home – purchase or refinance
- Commercial Real Estate – purchase or refinance