Credit Card Rates
Visa® Credit Card Rates
Type | Rates From* | Rates To* | Other Terms/Info. | Rates Effective |
|---|---|---|---|---|
11.49% | 23.74% | Variable Rate; Prime +4.74% to +23.74%, adjusted quarterly, maximum rates are 14.99% APR* to 23.74% APR* | 01/19/2026 | |
16.49% | 16.49% | Variable Rate; Prime +9.74%, adjusted quarterly; maximum rate is 19.99% APR* | 01/19/2026 | |
Visa Rewards (Unsecured) Earn cash on purchases; $1=1.5 points | 13.49% | 19.49% | Variable Rate; Prime +6.74% to +12.74%, adjusted quarterly, maximum rates are 16.99% APR* to 22.99% APR* | 01/19/2026 |
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Visa® Credit Card Disclosures
*Annual Percentage Rate. Rates and terms subject to change without notice. Loan approval, term, and rate received are based on the applicant’s credit qualifications. Maximum aggregate unsecured balance(s) not to exceed $45,000.
Visa USA charges a 1% currency Conversion/International Service Assessment fee for each transaction done in a foreign country or in a foreign currency.
Click here for all loan fees (fees may not apply to this loan type.)
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